Insurance services

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What is Life Insurance? 


Life insurance policies provide beneficiaries with lump-sum payments when the insured party passes away or after a specific period of time has passed. Life insurance provides financial security by replacing lost income and covering expenses.


Term life insurance is temporary insurance and is for people who want:

  • To supplement life insurance from work
  • A fixed benefit amount for a specific period of time
  • Competitive premiums
  • Insurance from a trusted company

To adapt to a family’s changing needs, in-force term life insurance may be converted to permanent life insurance without additional evidence of insurability.

Term life insurance, simply put, is life insurance that lasts for a specific period of time.

Because people’s needs vary even within the term life insurance category, we offer term product choices – so that the term coverage you select best matches your needs.

As you compare some of our term product features, it may become obvious which type of term life insurance is right for you. Or, you may begin to realize you need assistance from a licensed insurance agent.


Our Term Life Insurance Policies have:

  • 10-30 year terms available
  • Supports ages 18-80
  • Benefit amounts are from $25,000 up to $1,000,000 or more.

To learn more about your options, call us at 229.241.7014